American Lending Center (ALC) is a private, non-bank lender committed to advancing U.S. economic growth and job creation. Headquartered in Irvine, California, ALC operates 14 U.S. Citizenship and Immigration Services-designated EB-5 regional centers across the continental United States and Hawaii.
In early 2026, the regional center received its 40th EB-5 project approval (Form I-956F) from USCIS, highlighting its industry-leading track record. Since its inception in 2009, ALC has deployed over $3.1 billion in loans and investments to companies across various industries and regions, facilitating their launch, expansion, and success.
ALC’s approach to the EB-5 program emphasizes “Immigrant First Investing,” prioritizing the experience of immigrant investors. Key characteristics of ALC include transparency, sound risk management, and strict adherence to the letter and spirit of the law, reinforcing the belief that the organization’s success is intertwined with that of its investors.
In addition to its work in the EB-5 program, ALC offers a comprehensive suite of government-backed loan programs. These include SBA 7(a) Loans for working capital, equipment, and expansion; SBA 504 Loans focused on commercial real estate and fixed assets; and SSBCI-Funded Loans that provide flexible support for underserved and disadvantaged businesses. These lending solutions aim to provide timely, flexible access to capital, with a focus on strategic, long-term business growth.
ALC’s mission centers around an Immigrant First approach to the EB-5 program, emphasizing that the organization succeeds only when immigrant investors do. Furthermore, ALC collaborates with developers and communities nationwide to foster business growth that generates lasting economic impact and contributes to a sustainable, resilient future.
The company’s track record and client-centered approach have garnered national recognition. In 2024, ALC was honored on the Inc. 5000 list for the fifth consecutive year, celebrating its sustained growth and influence in the small business sector. Additionally, ALC has been repeatedly featured on the Financial Times list of the Americas’ Fastest-Growing Companies, affirming its leadership in financial services and its unwavering commitment to expanding access to capital.
Covering the entire continental United States and Hawaii, ALC specializes in EB-5 projects in both rural and high-unemployment areas. The company has invested in a diverse array of industries, including hospitality, agriculture, healthcare, infrastructure, and clean energy.