How can I use both funds from friends and a bank loan to pay for my EB-5 investment?

You can use multiple sources of funds. Gifts must truly be gifts. Loans may need to be secured by personal assets.

You can use multiple sources of funds for your EB-5 investment. You must show the lawful source and path of funds for all EB-5 capital invested, and you must show that the capital is at risk. Any indebtedness should not be secured by the assets of the new commercial enterprise, but it could be secured by your personal assets.

You may use your own funds or loans from friends or a bank, but they may not be secured by an interest in the EB-5 business.

In the past, unsecured loans have not been successful. You have to make the investment, so if these people gift the money to you, that is likely the best option. You have to make the investment that creates the necessary jobs.

The invested funds must be yours. So no, the friends and family have to gift you the funds and you have to invest them in the business.

You can utilize gifts of funds from friends and family. Loans provided to investors cannot be secured using the assets of an EB-5 business. I recommend you speak with an EB-5 specialist to discuss whether all of the funds you plan to invest are properly at risk.

This can be easily accomplished. You just need to show how your friend obtained the funds and the paperwork from the bank for the loan.