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How can EB-5 investors use their shares in an EB-5 project for loans?

Are EB-5 investors allowed to mortgage their EB-5 shares in a project for loans and use that capital for other non-EB-5 purposes? If their regional centers approve it and the financial institutes agree to grant a loan, does this conflict with any USCIS rules?

Answers

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    BoBi Ahn

    Immigration Attorney
    Answered on

    There are no USCIS regulations specifically barring this to the best of my knowledge.

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    Lynne Feldman

    Immigration Attorney
    Answered on

    This is not permitted to the best of my knowledge.

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    Salvatore Picataggio

    Immigration Attorney
    Answered on

    Technically, USCIS seems to say nothing about it, but I would be wary of it being considered a redemption scheme. You do not want to do that.

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    Phuong Le

    Immigration Attorney
    Answered on

    It is completely ok as long as you find a lender who is willing to accept your shares as collateral.

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    A Olusanjo Omoniyi

    Immigration Attorney
    Answered on

    It is not allowed in the EB-5 circumstance. Generally, neither the regional center nor the bank will not even agree to such a proposal.

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    Bernard P Wolfsdorf

    Immigration Attorney
    Answered on

    There should not be a problem if this asset is used to secure other loans.

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    Ed Beshara

    Immigration Attorney
    Answered on

    First, retain the services of an experienced EB-5 immigration attorney. Your personal investment in an EB-5 project has to remain fully sustained and invested 100% at risk at a minimum during the period of conditional permanent residency.

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