Can my spouse’s assets and a home mortgage qualify as EB-5 capital?

Yes and yes, but you still have to prove where she got the funds from.

You can either use your spouse’s funds to invest but you will be the primary investor and your spouse will be the dependent. You can use funds from a mortgage on your home as well.

You can use your spouse’s assets and investments to fund your EB-5 investment provided they were legally obtained and are traceable to their origin. Since the funds must come from the primary investor i.e. you, your spouse must gift or loan the proceeds of the assets or investments and this transaction must be properly documented. Yes. You can get a mortgage on your principal residence to fund your EB-5 investment. However, you must check whether you are permitted to remit the funds borrowed against your property outside the country. If this is not permitted, then you may be unable to use the money to fund the EB-5 investment.

Yes - these can all be valid sources for your EB-5 investment.

Yes & yes. Of course, as to the first, your wife would have to agree!

Yes, you can, provided you can document how your spouse’s assets/investments were originally acquired. A mortgage from a financial institution can also be utilized for part or all of your EB-5 capital investment.