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Does the government provide financing options for EB-5 visa applicants?

Are there financing options available for those who seek to participate in the EB-5 visa program?

Answers

  • Avatar

    Clem Turner

    Securities Attorney
    Answered on

    Unfortunately not. The company or regional center you invest with must show the receipt of $1,000,000 (or $500,000 if the project is located within a TEA).

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    Jennifer Parser

    Immigration Attorney
    Answered on

    No financing options are available: the idea of the EB-5 is that the investor provides the funds. There are no loan or funding programs offered by the US government.

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    Julia Roussinova

    Immigration Attorney
    Answered on

    The US government does not provide financing options for EB-5 investors. However, you may use loan proceeds to invest in EB-5 program. Loans may be financed through a financial institution/bank, friend or relative, or other source. However, your personal assets must serve as the collateral for the loan, not the assets of the entity in which you invest. Loan should be properly documented. I recommend that you contact our office to discuss your specific situation in more detail.

  • Avatar

    Karen Weinstock

    Immigration Attorney
    Answered on

    Yes sometimes. The government does not help you but you may get help from banks and other private sources. However, this may not be the investment amount of $1 or $0.5 million. For example if it costs 1.8 million for the business 0.8 can be financed and 1 will be your investment.

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    Igor Serbinin

    Immigration Attorney
    Answered on

    Financing options are acceptable way of providing investment for EB5 program however any debt must be secured by personal assets of petitioner and not the assets of the enterprise. There are many circumstances that play role in identifying and structuring proper ways of financing investment capital for petitioner. Good luck!

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    Charles H Kuck

    Immigration Attorney
    Answered on

    This is a self financed process.

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    Pari Sheth

    Immigration Attorney
    Answered on

    No, the "government" has no financing options. The money has to be "at risk" capital for investors.

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    Laura Danielson

    Immigration Attorney
    Answered on

    No. Please be advised that the government is not involved in the financing end of this process at all. The government''s role is to approve the immigration applications according to the regulatory requirements.

  • Avatar

    Mona Shah

    Immigration Attorney
    Answered on

    No, the US government does not provide financing options, unlike certain other schemes, such as the Canadian one. Please note that loans, including bank loans are an acceptable form of funds for investment purposes.

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    Larry J Behar, Esq

    Immigration Attorney
    Answered on

    The U.S. government does not provide financing for EB 5 applicants. Most investors either provide their own capital although it can be loaned or gifted from a third party to the applicant if the source of funds is clear.

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    Edward Litwin

    Immigration Attorney
    Answered on

    Financing options are available in some cases, but you must have assets that are worth the amount financed and personal assets must be used as collateral.. it is more cumbersome to use financing, but doable. I suggest that you call my office to schedule a consultation to discuss this issue and the specific circumstances in your case.

  • Avatar

    Steven Anapoell

    Securities Attorney
    Answered on

    The US Government does not provide loans to individuals desiring to participate in the program. The individual needs to obtain his or her own capital. The individual can be gifted the money, borrow money for a willing lender, or use the money in his or her savings account.

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    Jinhee Wilde

    Immigration Attorney
    Answered on

    You may obtain a mortgage on your property or obtain any loan personally to make the investment. If you are speaking of putting some amount down and then delay the rest of the investment until later option, I would advise against that as it will be considered that you have not actually made the requisite investment and put that money at risk before filing the I-526 petition.

  • Avatar

    Stephen Berman

    Immigration Attorney
    Answered on

    No, the US government does not provide financing options. It must be the investor?s money, at risk. As such, only investors who have the requisite funds available can participate.

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    Neville M Leslie

    Immigration Attorney
    Answered on

    No. You need your own funds.

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    Anthony Ravani

    Immigration Attorney
    Answered on

    No, not at all.

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    David Hirson

    Immigration Attorney
    Answered on

    Not from the US government.

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    Daniel A Zeft

    Immigration Attorney
    Answered on

    The U.S. government does not provide financing options for EB-5 investors. However, an EB-5 investor can derive his or her investment capital from the proceeds of a loan if repayment of the loan is secured by assets of the EB-5 investor. Repayment of the loan cannot be secured by the assets of the new commercial enterprise.

  • Avatar

    Kate Kalmykov

    Immigration Attorney
    Answered on

    The U.S. government does not provide financing options for EB-5 applicants. Individuals may however use loan proceeds to invest through the EB-5 program. Loans can be from any private source such as a bank, friend or family member or an employer. The USCIS may also request proof of the collateral used to secure the loan.

  • Avatar

    Reza Rahbaran

    Immigration Attorney
    Answered on

    No. Unlike Canada there are no financing options. However, investors may finance their own assets and use the proceeds for their investment.

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    Brandon Meyer

    Immigration Attorney
    Answered on

    While the U.S. government does not provide financing options (like Canada), investment capital can be obtained from loans, as long as the loans are secured against the personal assets of the borrower.

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